(984) 369-6492
Gonzalez crew on a ladder inspecting storm damage on a shingle roof in Chapel Hill, NC

roofing

Insurance Claim Roofing Specialists for Storm-Damaged Triangle Homes

Storm claims get underpaid for one reason more than any other: the damage was never documented properly before the adjuster arrived. We inspect your roof at no cost, photograph every affected area, and stay with the claim from filing through the final check — so your settlement reflects what the storm actually did.

  • Free storm damage inspection with full photo documentation
  • An honest read on whether filing a claim is worth it
  • Help with the claim paperwork and adjuster scheduling
  • A Gonzalez representative on site during the adjuster inspection
  • Manufacturer-certified repair or replacement once the claim is approved
  • Final inspection, invoicing, and claim close-out handled for you

How the Claim Process Works

1. Free inspection and documentation. We walk the roof, attic, and flashing and photograph everything before an adjuster is ever involved. There is no cost for this visit.

2. An honest recommendation. We show you what we found and tell you whether filing makes sense, including the outcome you can realistically expect.

3. We help with the filing. We help you open the claim and coordinate the adjuster appointment, so you are not chasing paperwork on your own.

4. We meet the adjuster on site. A member of our team walks the roof with your adjuster, points out every affected area, and advocates for full coverage.

5. Work starts promptly. Once the claim is approved we schedule your repair or replacement and install to manufacturer specification, which keeps your material warranty intact.

6. We close the claim out. After installation we complete a final inspection, invoice your insurer, and send you a copy so nothing is left hanging.

What We Document for Your Adjuster

Insurers pay for damage that is documented and dated. On every storm inspection we record:

  • Hail bruising, wind-lifted or missing shingles, and granule loss
  • Flashing, vent boot, and ridge cap damage around chimneys and skylights
  • Interior evidence such as attic moisture, ceiling staining, or daylight through the decking
  • Gutter, fascia, and siding damage that often accompanies a roof claim
  • The date of loss and the storm event it corresponds to

A documented maintenance history helps here too. It shows the damage was sudden storm damage rather than long-term neglect, which is the most common reason a claim gets reduced or denied.

Sometimes the Right Answer Is Not to File

Filing is not always in your interest. If the damage is limited and the repair costs less than your deductible, or the roof is near the end of its life anyway, we will tell you and quote the work directly instead. We would rather give you a straight answer than push a claim that raises your premium for no real benefit.

Frequently Asked Questions

Do you work directly with my insurance company?

Yes. We inspect the damage, provide the photo documentation your insurer needs, meet your adjuster on site, and handle the final invoicing once the work is complete.

What does the claim process look like step by step?

We inspect and document the damage first. If we find storm damage, you file the claim and your insurer assigns an adjuster, who usually inspects within about a week. Write down the adjuster's name and contact details when they call and pass them to us so we can be there for that inspection. If the damage is confirmed, the insurer issues a first check as a down payment; we then complete the work, do a final inspection, and invoice the insurer for the balance.

Do I have to use the contractor my insurance recommends?

No. You choose who works on your home. Your insurer can suggest contractors from their program, but the decision is yours, and the claim is paid the same either way.

Will filing a claim raise my premium?

It can, which is exactly why we give you an honest recommendation before you file. If the repair is likely to cost less than your deductible, we will say so and quote the work directly.

How long do I have to file after a storm?

Most policies give you a limited window from the date of loss, often a year, but sooner is always better. Damage is easier to tie to a specific storm while it is fresh, and a small leak left alone becomes interior damage that complicates the claim.

The Gonzalez Way

Our Proven Process™

Every roof follows the same eight steps, so you always know what's happening and what comes next.

Let's understand your needs.

  • Talk through your concerns, goals, and preferred timeline.
  • Review your roof's age, history, and known problem areas.
  • Explain exactly what to expect from the inspection and estimate.

Ready for a Roof That Lasts?

Get a free, no-pressure inspection and a clear, itemized estimate from a name the Triangle already trusts.